EMPLOYEE BENEFITS

The following benefits are offered to all fulltime, regular employees the first of the month following 90 days of employment.

.	Medical: HMO and Point of Service (POS)/Open Access Plans
.	Employee Assistance Program (EAP): 24/7 telephone professional counseling and advice on personal and worklife issues (health, financial, and legal)
.	Dental: DHMO and Preferred Provider (PPO)
.	Vision: Vision coverage is offered both in network and out of network
.	Flexible Spending Accounts: Medical reimbursement & dependent care
.	Life Insurance: Company paid
.	Insurance Option Plan: Balmar will fund a Flexible Spending Account (medical reimbursement or dependent care) for eligible employees who provide evidence that they have medical insurance through another party/company
.	Short Term Disability Insurance: Company paid
.	Long Term Disability Insurance: Company paid
.	Long Term Disability: Buy Up -- additional voluntary coverage -- employee paid
.	Supplemental Voluntary Life Insurance: Additional voluntary coverage for employee, spouse and child(ren)
.	AFLAC: The American Family Life Insurance Company offers various voluntary employee paid supplemental benefits
.	401(k) Retirement Plan: Eligibility for plan is offered after 90 days of service
.	Paid Vacation, Sick, Holidays and Funeral Leave

What Makes Balmar Unique?

Balmar holds a truly unique position in the Washington area commercial printing marketplace-for both our customers and our employees.

Our customers know us as:

.	A business partner offering more services than any other competitor
.	A business partner with a reputation for integrity
.	A business partner that builds relationships based on trust, hard work, and a dedication to satisfying our customers
.	A business partner that invests in its people, technology, and product offerings
.	A forward-looking business partner that is eager to adopt new technologies when they really add value

Our employees know us as:

.	An employer dedicated to promoting from within
.	An employer that is financially stable and dedicated to growth
.	An employer where the owners are actively involved in the business every day
.	An employer that recognizes talent and exceptional performance in meaningful ways
.	An employer where employees come, stay, and make careers
.	An employer that embraces the rapid pace of change in our industry as an opportunity, not a threat